International Health Insurance

Tailored Health Programs for International Assignees.

International Health Insurance

Comprehensive Medical Care Program

International assignees may be faced with unfamiliar environments in terms of health, climate and medical practices.

Insurance brokers, international companies and organizations can count on XN’s international underwriting expertise and risk assessment to tailor health and wellness programs that help reassure assignees for their peace of mind.

XN designs a fully insured comprehensive medical care program including emergency evacuation and repatriation with options such as dental plan and vision care benefits.

Key Coverage Features

Subject to policy terms, limitations and coverage.

  • Treatment in case of unexpected illness or injury
  • Routine diagnostic and preventive care
  • Telemedecine (Virtual care)
  • Prescription drug coverage
  • Paramedical, vision, and dental care option
  • Maternity care
  • Reimbursement of losses and expenses relating to insured events, and access to a crisis response team
  • Travel assistance for companion if member is hospitalized when traveling alone

Learn more about the benefits of our international health insurance program

First-Class Service


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Worldwide medical network

Access to over 1.7 million partners worldwide, including some of the most remote locations.

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24/7 year-round support for members

Service available in 34 languages along with an easy-to-use member portal and digital tools.

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Direct billing

Comprehensive direct-billing network of hospital and outpatient medical services.

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Streamlined administrative support for clients

Dedicated account manager and online tools making enrollment and policy implementation easy.

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Efficient online claims and reimbursement

Treatment of claims available in most local currencies.

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Global risk intelligence alerts

Daily monitoring of potential security and evacuation threats with our global evacuation partner.

Other Global Mobility Insurance Programs

That Deliver Comprehensive Coverage of International Assignees

Global Personal Belongings and Personal Liability Insurance

Personal Belongings and Liability Insurance

XN’s program covers a wide range of risks to personal belongings and liability during an international assignment or relocation.

Business Travel Insurance

Business Travel Insurance

As a supplement to a domestic health insurance program, this short-term plan provides coverage for emergency in case of accident and illness when assignees are travelling outside their country of residence.